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Loan Analytics

Get the insight, without the workload.

Accolade offers solutions to support your credit risk management program, whether you are looking for detailed risk reports or a simple way to calculate your ALLL and CECL figures. Our loan analytics services are designed to be up and running quickly with no installation, training, or maintenance required.

CU Clarity is a web-based platform that pulls historical data to calculate your allowance for loan loss. With the click of a button, you will be CECL compliant. Just input your balances and CU Clarity will provide your loan loss reserves with reports that satisfy examiner requirements.

We offer a 90 day free trial period so you can see how easy ALLL and CECL can be.

Start your 90 day trial

 

Cost Effective

Only pay an affordable quarterly fee. No up-front investment.

 

Zero Setup Required

To get started, just sign in the online platform. No installation needed.

 

Minimal Data Requirement

We pull your historical data, you input your balance. No data mining or uploads.

 

Easy to Use

The setup wizard walks you through the basic inputs. No training needed.

Our full loan-level analytics calculate the probability of default and loss severity for each loan on your balance sheet based on the characteristics of the loan, borrower, and collateral. You will receive monthly risk workbooks and quarterly executive summaries that highlight where to prioritize your loan-servicing efforts and how to manage your charge-offs. These reports are built with a forward-looking model to help guide your loan-portfolio management to future success. 

What’s in your report?

  • ALLL and CECL Calculations
  • Targeted collateral valuation refreshes
  • Risk-based loan servicing
  • Risk-adjusted return
  • Entire relationship view

Request Sample Report