Rates were mostly unchaged this week and economic data was light in between Christmas and New Year holidays. We saw President Trump sign a consumer relief bill despite protests for larger fiscal stimulus checks to American consumers. Treasury Secretary Mnuchin says that stimulus checks up to $600 per person will start settling in checking accounts over the next few days. Congress continues to debate additional stimulus request, but Senate Leader McConnell remains uncooperative. Initial jobless claims remain troubling with 787k weekly jobless claims and over 5.2 million continuing claims. In virus news, a new potentially more transmissible COVID variant has some health experts spooked but confidence remains that existing vaccines are effective against mutations. Equities look to end 2020 near all-time highs.