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Stabilize Investment Income with Strategy

Investment strategy can be intimidating when rates are moving. Credit Unions are not compensated to speculate on interest rate moves, nor can anyone perfectly time the market. A sound investment strategy should be part of a wholistic balance sheet strategy that ensures stable income regardless of the rate environment.

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Impact of Borrower Defaults on Agency MBS

Default Risk is Transformed into Prepayment Risk for Agency MBS Investors

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Federal Reserve December Meeting

FOMC members announced two important changes to their forward guidance.

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Agency MBS and CMOs: What are they?

Agency MBS and CMOs are complex securities. Read more to learn about the differences between them and how they can impact your portfolio. 

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Future of floating rates: Libor Endgame

THE U.K. FINANCIAL CONDUCT AUTHORITY HAS CONFIRMED MOST USD LIBOR RATES WILL BE PUBLISHED THROUGH JUNE 30, 2023, PAVING A CLEAR PATH TO ELIMINATE LIBOR RISK FOR MOST CREDIT UNION INVESTMENTS.

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Recent NCUA Derivatives Ruling Is A Game-Changer For Many Credit Unions

The updated rule will allow more credit unions to use this balance sheet management tool while managing interest rate risk and pursuing income strategies.

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Has the CD Market Become Uninvestable?

CDs have long been the bedrock of credit union investment portfolios, particularly for small and medium-sized institution.

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